Regulation/regulations/fcra

AI incidents and FCRA

The Fair Credit Reporting Act (15 U.S.C. § 1681) regulates the collection, dissemination, and use of consumer information in the United States. The CFPB has issued guidance applying FCRA requirements to AI-driven consumer decisions.

AI systems used for employment, credit, housing, or insurance decisions that rely on consumer reports must comply with adverse action notice requirements and accuracy standards under FCRA.

Confirmed regulatory enforcement

Regulator or court finding

A regulator, court, or authority has issued a decision, order, or fine citing FCRA. Regulation-level filtering is not yet available, so this shows recent incidents across the full index instead.

Sep 2026R. M. v. MohrCourtListener Sep 2026Florine Williams v. Wogan Group, LLC, D/B/A Chapel Ridge Apartments of Forrest CityCourtListener Sep 2026FTC Endorses Education Department Proposal to Expand Higher Education Accreditation OptionsFTC Sep 2026AI-Assisted Cheating in English Exam Leads to Suspended Sentence in South KoreaOECD Sep 2026Microsoft Patents AI System for Contextual In-Game AdvertisingOECD

Potential relevance

Relevant regulatory context

The incident may involve a FCRA regulated context, but no authority has made a finding. Inclusion does not indicate a determination of legal relevance.

Regulation-level filtering will be available once the dataset includes regulation tags.